How many letters do you get in your mailbox per day? 2, 5, 10, 15? How many of them are the annoying “You are Approved” Prescreen Offers from banks, dealerships, cellphone companies, mortgage lenders et cetera et cetera? If you are really tired of getting tons of mail every day, there is this wonderful website, called OptOutPrescreen. Thanks to the FCRA (Fair Credit Reporting Act) you can opt-out of prescreen offers, which stops consumer credit reporting agencies from serving your information to the companies, that like to bombard you with junk mail.
You have a couple of choices: you can electronically opt-out for 5 years, you can permanently opt-out by mail or you can opt-in.
Tags: prescreen | opt-out | pre-approved
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